Small Business Services

Revolving Loan Fund

Tri County Council for Western Maryland supports small businesses through our purpose-driven Revolving Loan Fund (RLF). The RLF program strengthens the economic foundation of the region by empowering businesses that might lack access to the capital they need. By providing adaptable gap financing on reasonable terms, the RLF builds community wealth, creates and retains jobs and fuels a more robust economy.

When each repaid loan revolves back into the fund, every dollar invested multiplies its impact, supporting more businesses and creating a stronger Western Maryland for years to come.


RLF Priorities

Tri County Council’s priorities for the RLF are to:

  • Create and retain permanent jobs and expand opportunity throughout the region
  • Build wealth and grow economic vitality in the Tri County region by helping businesses start, expand and flourish
  • Support under-resourced businesses throughout the region
  • Ensure risk-tolerant capital access across a diverse range of industries
  • Stand behind small businesses in times of economic uncertainty

Let’s Get Started

We stand ready to work with you: new start-ups, business expansions, and acquiring an existing business in the region, are all loans we can make. If you think our RLF program may be a fit for your business, please inquire today!

What They’re Saying:

96 Royal Coffee & Cream

“96 Royal Coffee & Cream exists today because the Tri County Council for Western Maryland believed in our vision when it was still just a dream. Their business loan gave us the foundation to open our doors and bring something truly unique to Hagerstown, premium coffee and artisan ice cream rooted in African heritage and made with locally sourced ingredients.

Without Tri County’s investment, we wouldn’t be here serving our community, creating jobs, and bridging two cultures through every cup and scoop.”

Cedric & Yefon Nwafor
Owners