Small Business Services

Revolving Loan Fund

Tri County Council for Western Maryland supports small businesses through our purpose-driven Revolving Loan Fund (RLF). The RLF program strengthens the economic foundation of the region by empowering businesses that might lack access to the capital they need. By providing adaptable gap financing on reasonable terms, the RLF builds community wealth, creates and retains jobs and fuels a more robust economy.

When each repaid loan revolves back into the fund, every dollar invested multiplies its impact, supporting more businesses and creating a stronger Western Maryland for years to come.


RLF Priorities

Tri County Council’s priorities for the RLF are to:

  • Create and retain permanent jobs and expand opportunity throughout the region
  • Build wealth and grow economic vitality in the Tri County region by helping businesses start, expand and flourish
  • Support under-resourced businesses throughout the region
  • Ensure risk-tolerant capital access across a diverse range of industries
  • Stand behind small businesses in times of economic uncertainty

Let’s Get Started

We stand ready to work with you: new start-ups, business expansions, and acquiring an existing business in the region, are all loans we can make. If you think our RLF program may be a fit for your business, please inquire today!

What They’re Saying:

DS Boal Family Funeral Home

“After the devastating flood in May of 2025, I was faced with the challenge of not only rebuilding my building but restoring a place that means so much to the community. The no interest loan from the Tri County Council came at a time when I needed it most. The support I received played a vital role in helping my business to rebuild and move forward. These funds allowed for me to restore the facility, invest in improvements, and preserve a trusted space for families during a difficult time.

More than just recovery, this no interest loan helped position my business for growth and long‐term sustainability within the community. As a family‐owned business for 125 years, it allowed me to restore what matters most to me‐ ensuring that my families business remain strong, stable and rooted in the community that I am honored to serve.”

Theresa Boal
Owner